Affordable, transparent and patient‑first healthcare solutions. Replace overpriced insurance with direct primary care and transparent cash‑pay pricing without sacrificing quality.
Flip the model by combining the best of direct care, transparent pricing and strategic protection.
See your physician whenever you need without copays or claims.
Labs, imaging and procedures at clear, cash prices – no surprises.
Strategic coverage for big medical events so you’re never exposed.
Expert support to design and navigate your cost‑saving journey.
GST Specialty offers comprehensive protection — for your business, your employees and your family.
No hidden costs — clear pricing every step of the way.
24/7 direct contact with your care team or advisor.
Tailored coverage for individuals and businesses.
20+ years in specialty insurance and healthcare collaboration.
We don’t guess. We review your real numbers and create a clear plan.
We evaluate your premiums, deductibles and out‑of‑pocket spending.
See the difference between insurance pricing and cash pricing.
Discover what services you can pay for directly to save money.
Create a personal roadmap that reduces waste and overpaying.
Most people are paying insurance prices for care that costs far less when paid directly.
Insurance plans charge high premiums for coverage you may rarely use.
You pay out of pocket for most care and never actually meet your deductible.
Unexpected bills surface for services you thought were covered.
Insurance rules drive care decisions and restrict access to doctors.
Our GST Health Plan brings together Direct Primary Care, negotiated cash‑pay rates and supplemental insurance — creating a smarter, simpler way to manage healthcare costs.
See your doctor anytime — no copays or surprise bills.
Get hospital and specialist care at pre‑negotiated cash rates.
Cash benefits for unexpected medical events.
Many clients begin seeing savings within the first 30 days.
Unlimited access to a primary care physician with no copays.
Upfront transparent pricing for common medical services.
We handle the complexity so you don't have to.
Offer your employees affordable, meaningful healthcare — without the insurance red tape. Combine specialty risk management with DPC‑based health benefits for a full‑spectrum solution.
Families who are tired of huge out‑of‑pocket costs.
Independent workers who need affordable healthcare options.
Entrepreneurs seeking smart benefits for themselves and staff.
Employers needing affordable, modern benefits for their teams.
If the current system isn't working for you, GST Health can help.
✔ Not insurance
✔ No long-term contracts
✔ No obligation to move forward
✔ Fully transparent pricing
GST Health helps you use insurance the way it was meant to be used — for major events only, while managing everyday care more affordably.
The question is — are you paying more than you need to?
From cyber threats to executive liability, GST Specialty delivers coverage designed to protect your business from evolving risks.
Comprehensive protection against data breaches and technology errors.
Safeguard directors and officers from legal and financial exposure.
Specialized cover for consultants, attorneys and advisors.
Protect your deals from unforeseen liabilities and representations.
Find answers to common questions about GST Health.
GST Health helps individuals, families, and small businesses reduce healthcare costs by combining Direct Primary Care (DPC) with transparent cash-pay medical pricing and protection for major medical events. Our approach removes unnecessary insurance complexity and focuses on affordability, access, and clarity.
GST Health reduces costs by eliminating inflated insurance billing and using cash-pay pricing for services like labs, imaging, procedures, and prescriptions. When paired with Direct Primary Care, many clients see significant savings compared to traditional high-deductible insurance plans.
Direct Primary Care is a membership-based model that provides unlimited access to a primary care physician for a flat monthly fee. This typically includes office visits, virtual care, care coordination, and preventive services — without copays or insurance claims.
No. GST Health is not an insurance company. We help clients structure smarter healthcare solutions by combining DPC, cash-pay care, and coverage options for major medical events when appropriate.
GST Health works well for:
Yes. Many clients use GST Health alongside existing insurance, especially for primary care and cash-pay services, to avoid deductibles and reduce out-of-pocket costs.
GST Health solutions are designed to be flexible. Most Direct Primary Care arrangements are month-to-month, and we focus on solutions that can adapt as your needs change.
Getting started is simple. Complete the cost-reduction intake form on our website, and a GST Health advisor will contact you to review your current healthcare costs and discuss personalized options.
Yes. GST Health specializes in helping small businesses and employers design affordable healthcare solutions for their teams. Our approach focuses on predictable costs, transparent pricing, and improved access to care, helping employers support employee health while managing expenses more effectively.
We partner with trusted physicians, hospitals and insurance carriers to ensure every client receives high‑quality, ethical and transparent service.
The question is — are you paying more than you need to?
